Why Every Property Owner Should Create a Video Inventory Before a Loss Happens Most homeowners and property owners believe that if their home were ever damaged by a fire, tornado, or another major covered loss, the insurance company would simply “figure it out” and issue a payment. In reality, insurance claims don’t work that way — especially when it comes to personal property coverage. If everything inside your home were suddenly gone, you would be asked to prove what you owned, describe it in detail, and assign a reasonable value to each item. And you’d be asked to do this
Read more →Graziano/Lorince Insurance Welcomes Travelers Insurance as One of Our New Preferred Carriers! We are excited to share some fantastic news with our clients, friends, and community: Travelers has recently accepted our appointment as an official agent for Travelers Insurance, one of the most respected and recognized insurance carriers in the nation. This new partnership is a major step forward in our ongoing commitment to offering you the best coverage, best value, and best service in the insurance marketplace. At Graziano Lorince Insurance, we’re always striving to ensure that our clients have access to top-rated insurance companies that align with our
Read more →Your Insurance Premiums on the Rise? As an insurance broker, I’ve been getting a lot of questions lately about why insurance premiums have been on the rise in the past year. It’s a complex issue, but I want to take a moment to break it down and explain some of the factors that have contributed to the increase. 1) COVID-19 – Insurance premiums? One major factor is the ongoing COVID-19 pandemic. The economic downturn caused by the pandemic has led to an increase in claims for things like business interruption and event cancellation. At the same time, many insurance companies
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