Last Updated: September 2026

Welcome to the website of Graziano & Lorince Insurance LLC (“Graziano & Lorince,” “we,” “us,” or “our”). By accessing or using this website, you agree to these Terms & Conditions. If you do not agree with these terms, please do not use the website.

Website Use

This website is provided for general informational and business purposes. You may use the website for lawful personal or business purposes related to learning about insurance products, requesting information, contacting our agency, requesting an insurance review, or accessing available customer-service tools.

You may not use the website in a manner that is unlawful, fraudulent, abusive, disruptive, or intended to interfere with the operation or security of the website.

Insurance Information and No Binding of Coverage

Information provided on this website is for general informational purposes only and does not constitute an insurance contract, binder, endorsement, guarantee of coverage, or professional legal, tax, or financial advice.

Insurance coverage is subject to the actual terms, conditions, exclusions, limits, underwriting requirements, eligibility rules, availability, and pricing of the applicable insurance policy and insurance carrier.

Coverage is not bound, changed, renewed, cancelled, or otherwise modified by submitting a form, uploading a document, sending an email, leaving a voicemail, or making another electronic request through this website unless the change is specifically confirmed by an authorized representative and, where applicable, the insurance carrier.

Nothing on this website should be interpreted as a guarantee that a particular insurance product, carrier, limit, price, discount, or underwriting result will be available to any person or business.

Quotes, Forms and Insurance Reviews

The website may allow visitors to request insurance quotes, submit contact requests, request life insurance information, upload existing policy documents, or request an insurance review.

Information submitted through these tools is used to evaluate and respond to the request. A submitted quote request is not a binding insurance quote unless specifically identified as such and confirmed through the applicable insurance process.

Visitors should not submit Social Security numbers, payment-card information, account passwords, or other highly sensitive information unless specifically requested through an authorized secure process.

Third-Party Services and Embedded Tools

This website may contain links to or embedded services operated by third parties, including insurance quoting and customer-service platforms, video providers, review-display services, mapping tools, and other technology providers.

Examples may include EZLynx or AgentInsure services, YouTube, Google-related services, and review-display providers.

These third-party services are operated independently and may have their own terms, privacy policies, security practices, and availability requirements. Graziano & Lorince is not responsible for the content, operation, or privacy practices of third-party websites or services.

Intellectual Property

Unless otherwise stated, the text, branding, graphics, photographs, videos, page designs, and other original content on this website are owned by Graziano & Lorince Insurance LLC or used with permission.

You may view and use website content for personal, noncommercial informational purposes. You may not reproduce, republish, sell, distribute, or commercially exploit original website content without prior written permission, except as otherwise permitted by law.

Third-party trademarks, logos, and copyrighted materials remain the property of their respective owners.

External Links

This website may link to insurance carriers, government agencies, educational resources, social-media platforms, and other third-party websites.

Links are provided for convenience and informational purposes. A link does not necessarily imply endorsement of all content, products, or services available through the third-party website.

Website Accuracy and Availability

We make reasonable efforts to provide useful and current information. Insurance products, underwriting guidelines, carrier availability, pricing, laws, regulations, and coverage options may change over time.

We do not warrant that every item of website content will always be complete, current, error-free, or available without interruption.

If there is a conflict between information on this website and the terms of an actual insurance policy, endorsement, carrier document, or binding communication, the applicable policy or carrier documentation controls.

Limitation of Liability

To the fullest extent permitted by applicable law, Graziano & Lorince Insurance LLC will not be responsible for losses arising solely from reliance on general website information, temporary website unavailability, third-party services, or electronic communications that have not been confirmed by the agency.

Nothing in these Terms is intended to exclude or limit liability that cannot legally be excluded or limited.

No Public Comments

The website does not provide public blog-comment functionality. Visitors who wish to contact the agency should use the available contact, quote, or insurance-review forms or other published contact methods.

Changes to These Terms

We may update these Terms & Conditions periodically to reflect changes to the website, services, technology, or applicable requirements.

The “Last Updated” date above will be revised when material changes are made. Continued use of the website after an update constitutes acceptance of the revised Terms.

Governing Law

These Terms & Conditions are governed by the laws of the State of Ohio, without regard to conflict-of-law principles, except where another law applies.

Contact Us

Questions about these Terms & Conditions may be submitted through the Contact Us page on this website.