New Roof Home Insurance: Why You Should Tell Your Insurance Agent

By on 06/14/2026   /   Home & Auto Insurance Insights, Homeowners, personal insurance  
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New Roof Home Insurance: Why You Should Tell Your Insurance Agent New Roof Home Insurance: Why You Should Tell Your Insurance Agent Recently replaced your roof? A roof replacement is one of the biggest investments homeowners make. It may be worth reviewing how your home insurance currently reflects that update. Request a Coverage Review New roof home insurance considerations are something many homeowners overlook after replacing a roof. Replacing a roof is a major investment — and one of the most important updates you can make to your home. But one thing many homeowners don’t realize is that after a

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Why Umbrella Coverage Becomes More Important As Your Assets Grow

By on 03/09/2026   /   Blog, personal insurance  

    Why Umbrella Coverage Becomes More Important As Your Assets Grow As home values rise, income increases, and investment accounts grow, most people adjust their financial planning — but many forget to adjust their liability protection. For higher-value homeowners in Ohio, umbrella coverage often becomes more important than the base home or auto policy itself. The conversation shifts from “What does my policy cost?” to “How exposed are my assets?” Has your net worth grown over the past few years? It may be time to review how your liability protection is structured. Request a Coverage Review Home and Auto

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Home Video Inventory Guide for Ohio Homeowners | Insurance Claims Prep

By on 02/09/2026   /   Blog, Homeowners, personal insurance  

Why Every Property Owner Should Create a Video Inventory Before a Loss Happens Most homeowners and property owners believe that if their home were ever damaged by a fire, tornado, or another major covered loss, the insurance company would simply “figure it out” and issue a payment. In reality, insurance claims don’t work that way — especially when it comes to personal property coverage. If everything inside your home were suddenly gone, you would be asked to prove what you owned, describe it in detail, and assign a reasonable value to each item. And you’d be asked to do this

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