One of the most common questions homeowners ask is: “Why is my home insured for more than it’s worth?” It is a fair question. The answer is that homeowners insurance is generally not designed around what your house might sell for on the real estate market. Its primary purpose is to help cover what it … Read more
Recently replaced your roof? A roof replacement is one of the biggest investments homeowners make. It may be worth reviewing how your Homeowners Insurance currently reflects that update. New roof home insurance considerations are something many homeowners overlook after replacing a roof. Replacing a roof is a major investment – and one of the most … Read more
As home values rise, income increases, and investment accounts grow, liability protection should be reviewed along with the rest of a household’s financial picture. Umbrella coverage can become more important as assets, property ownership, future earnings, and overall financial exposure grow. For many families, the conversation eventually shifts from “What does my policy cost?” to … Read more
A practical room-by-room guide to documenting your belongings before a fire, storm, theft, or other major loss.