Why Every Property Owner Should Create a Video Inventory Before a Loss Happens Most homeowners and property owners believe that if their home were ever damaged by a fire, tornado, or another major covered loss, the insurance company would simply “figure it out” and issue a payment. In reality, insurance claims don’t work that way — especially when it comes to personal property coverage. If everything inside your home were suddenly gone, you would be asked to prove what you owned, describe it in detail, and assign a reasonable value to each item. And you’d be asked to do this
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