About Graziano & Lorince Insurance
Graziano & Lorince Insurance is an independent agency serving Northeast Ohio with practical coverage guidance, multiple carrier options, and a relationship-first approach that traces back to 1964.
Independent local guidance since 1964.

A legacy built on trust, service, and steady advice.
The story of Graziano & Lorince Insurance is rooted in a belief that insurance should deliver more than documents. It should provide protection, security, and peace of mind.
That legacy began in 1964, when August Graziano earned his life insurance license and began building a reputation for honesty, dependability, and personal service. He later founded the Graziano Insurance Agency in Lorain, Ohio, while calling Vermilion home.
For more than five decades, August worked in property and casualty insurance, including a long partnership with Western Reserve Group. Clients trusted him because he was steady, caring, and committed to their best interest.
John Lorince carries the agency forward.
Today, John Lorince continues the same client-focused philosophy: compare coverage carefully, explain options clearly, and help people make confident insurance decisions before a claim tests the policy.
As an independent agency, Graziano & Lorince is not tied to one insurance company. The agency works across multiple carriers to evaluate coverage, identify gaps, and match policies to real needs, real risks, and real families.
From Sagamore Hills and surrounding Northeast Ohio communities, the agency serves homeowners, drivers, landlords, business owners, and families with responsive guidance and long-term support.

More choice, more clarity, and advice that starts with you.
An independent agency can look beyond a single carrier and help you understand how coverage fits together across your home, auto, business, umbrella, life, and specialty policies.
Coverage Reviews
We look for liability gaps, replacement-cost issues, outdated limits, and overlaps before renewal decisions are made.
Carrier Options
Multiple carrier relationships give clients more ways to compare coverage, pricing, and protection.
Local Relationships
Clients work with a local agency that knows the community and stays available long after the policy begins.
Local help for families and businesses.
Whether you are reviewing homeowners insurance, exploring business coverage, insuring a rental property, or protecting a growing household, Graziano & Lorince helps you compare options and understand what your policy is built to do.
Ready for a more personal insurance review?
Start with a quick coverage review, contact the agency, or visit the Client Center for service tools if you are already a client.