We help Lenders Close More Loans — Quicker

We here at Graziano Lorince Insurance understand how crazy it is for lenders to get home loans closed and processed. And we also know there are many variables involved in the loan process.

Its not like every loan candidate has the perfect credit score. Another variable is interest rates, we know they change when you least want them to. And of course, the customer is the last variable and least predictable out of three in most cases. And then, the customer gets frustrated when they have to work with less than perfect credit and or self employed income or both.

Control what you can control as lenders

We’ve seen situations play out when the market is going bonkers where the borrower’s interest rate catapults more than a full point just a month before settlement. When that happens, it makes the other variables in the process that much more important if you still plan on closing the loan— for example the homeowners insurance.

Regardless of how many times you try to educate the borrowers, most of the time, they’re  main concern is what their monthly payment will be, and whether they can afford it. Homeowners insurance can be a big part of that, and could potentially make or break a settlement if the borrower’s escrow payment is unexpectedly higher than anticipated.

Educating your borrowers can be hard

You know there are many variables that go into it, but a lot of the time they don’t think that through.

How much they put down, what their interest rate is, do they have PMI, how much is their homeowners insurance — these are all things that go into their monthly payment.

Because Graziano Lorince Insurance  is an independent agency, we have access to a wide range of insurance companies which means we can find the absolute best homeowners insurance policy available for your borrower.

Are you a mortgage broker who is looking to partner with a power house insurance agency for a quote for your borrower?

Our goal is to provide you with ease-of-access to our agency for your borrowers’ quote requests. And when I say “ease of access”, I mean we are ready for your call, text, and or web message late at night and early in the morning.

Lenders: Fill Out Form For Customer